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Making Your Money Work for You
If you have any debt (or if you are financing a college education), you should never let your money sit idle in a bank checking account.
let's say that your monthly net income is $5,000 (paid in two increments bi-monthly) and your monthly living expenses are $4,000. |
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Why let the bank use your money
What the diagram illustrates is that the bank had access to your positive account balance throughout the month paying you zero or little interest for that use. Banks then turn around and use that money to lend to consumers and businesses at higher rates. |
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How about letting you use the money
the "Banker" credit line program will work just like a bank by using your positive cash balance to finance college and other life-events. |
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