Smart Money Management

avoiding debt
Students can avoid debt problems by using pre-paid cards to manage
student college spending:

  • budget your monthly spending amounts
  • avoid interest rate charges
  • avoid getting into debt problems
  • manage account online
  • build up your credit reporting history
  • use where credit cards are accepted



Student or parent gets a prepaid card for student's use in college (approval guaranteed). Student or parent adds spending money to the card.
Student uses card
to buy food, supplies, pizza, etc., at any merchant that accepts MC/VISA cards.
Student or parent can monitor pre-paid
account electronically
for budgeting purposes. Pre-paid cards can help maintain a spending budget.
Student or parent can reload the card with additional monthly spending funds as needed.
Using pre-paid cards protect the student from accumulating credit card debt.
Students can use
pre-paid cards to build a credit history for future credit approval on auto loans, employment,
home mortgages, etc.

link to find pre-paid cards