For Returning Students

— How Parents Can Help —

Parents can help their student children in several ways. You can borrow money against your own name or co-sign for a private student loan that your student will be obligated to repay after they graduate.

View your options:

  1. Parent PLUS Loans:
    you can borrow up to the cost of attendance minus any financial aid received by the student. PLUS loans are subject go credit approval and repayments begin 60 days after the first disbursement: jump to parent PLUS loan information

  2. Home Equity Financing:
    if you have substantial equity value in your home, you might consider using a home equity line to help pay college expenses: jump to home equity information

  3. The Banker Home Equity Line of Credit (BLOC):
    same as home equity loans except that you use the credit line as your money account. You must have working income for the program to work: view the BLOC product demo

  4. Private Student Loans:
    if your students needs additional funds that are not subject to federal regulations, check into private student loans.

    By co-signing the note, the student can borrow up to the cost of education each academic year to pay for tuition, housing, books, computer, transportation, and more: jump to private student loan information


Money You Need for College
use our College Money Map
to find the aid money you need.