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Four Financially Viable Alternatives to Taking Out Student Loans

from our Student TIPS

college aid

According to a study by the Institute for College Access & Success’ Project on Student Debt, the average college graduate from the class of 2012 has about $29,400 in student loan debt. While some level of college debt might be unavoidable, read on to learn more about four ways you can fund your education while minimizing the amount of student loans you take.

Read more...

at our student TIPS section

Student Aid Tip

for the week of: September 28

COLLEGE FINANCIAL AID TIPS

For high school seniors planning for college. Aid tips for maximizing your financial aid awards from colleges:

  • Financial Aid Tip 1:
    keep your grades up. Colleges will look at grades when reviewing your application. It is important that you maintain or increase your grade performance level during your final year.
  • Financial Aid Tip 2:
    meet with your high school or guidance counselor. You should do it early. They are valuable players in your college planning process. Discuss with them your planning and financial aid needs.
  • Financial Aid Tip 3:
    you should have all of your college search information listed and profiled. If you haven't made any college plans, you need to get going. Important deadlines are due in October.
  • Financial Aid Tip 4:
    you need to get your application items started and completed. These items include essays, letters of recommendations, transcripts and other information.
  • Financial Aid Tip 5:
    prepare and register to take the schedule exams required for college admission. These exams include the SAT I, SAT II and ACT. Check your school for which exam. Plan to do well on these exams.
  • Financial Aid Tip 6:
    review the financial aid process to understand what you need to maximize your financial aid awards: view financial aid steps

Degrees That Don’t Take Four Years Of Schooling

from our Student TIPS

college aid

Attending a four-year college right after high school is a step that many youths take, but that doesn’t mean it’s the correct choice for everyone. Not only do some teenagers want to pursue a different path, but returning students do not always have the time or money to attend school for four full years.

Read more...

at our student TIPS section

The Importance of Cyber Security for Students

from our Student TIPS

college aid

Personal computers are essential equipment for the modern student. For scholars faced homework assignments that must be completed online and the need to take notes quickly, computers provide both convenience and a portable workspace.

Read more...

at our student TIPS section

Read more articles at our student TIPS section

Beyond Straight A’s: 5 Smart Moves that Will Boost Your Chances of Getting into Med School

from our Student TIPS

college aid

Having high grades is an obvious prerequisite to getting accepted into medical school, but increasingly schools are looking at more than a student’s GPA. Besides volunteering or working in a medical setting, which is also expected on medical school applications, there are specific areas to get involved in that will increase your odds. If you are looking for a few more items to add to your med school applications, read on to get a little inspiration that could help give you the boost you need.

Read more...

at our student TIPS section

Student Loans: How to Keep Post-Graduation Debt from Ruining Your Financial Future

from our Student TIPS

college aid

It’s no secret that the cost of college is astronomical, and prices are only rising. A few of the lucky ones can escape college without getting into debt, however, most students can’t continue their education without the aid of student loans.

Read more...

at our student TIPS section

5 Credit Card Tips for Young Adults

from our Student TIPS

college aid

Having a credit card is a great way to build your credit score, enjoy great rewards and have money on hand for emergencies, but they can be dangerous. Many young adults find themselves in bad financial situations because of credit cards, so remember these five tips to prevent yourself from getting in financial trouble.

Read more...

at our student TIPS section

Five Fun Jobs That Will Relish your Creativity

from our Student TIPS

college aid

Being stuck in a cubicle all day may be the best way to get paid every two weeks, but it doesn’t mean that it’s always the best option for expressing your creativity. Doing the same routine process every day at your job is not only a bit boring, but it can also stunt your personal growth and ability to expand upon things that you like.

Read more...

at our student TIPS section

achieving success...

Achieving success in college requires 3 key ingredients

  • 1: planning
    use planning for success to develop a plan using heirarchical blocks to achieve anything you would like to be


  • 2: discipline
    planning means nothing if you don't have the discipline to achieve the plan. You need a foundation of physical, educational, social and spiritural disciplines in order to achieve success


  • 3: execution
    to maximize your efforts and energy, you need to execute your plan using time management in order to achieve what needs to be done and more importantly, recognize your accomplishments to build the motivation to continue your plan for success.

    download FREE these 3-ingredient modules and forms

GETTING READy. . .

Some tips on preparing yourself for college and graduate school

  • buy used textbooks:
    save money on textbooks by buying used or rental books

  • find student notes and guide:
    use this notes and tips to help build study skills and understand important academic subjects

  • connecting electronically:
    get the best deals on laptops, printers and other electronic devices

  • solve transportation needs:
    find new and used autos, lease swaps, temporary rentals, other getting-around devices

  • dorm decor:
    everything you need to make your dorm a home - refrigerators, microwaves, study area, and more


shop your college needs through our nBuy student center

For Quick Aid Reference

FREE 1-page map to navigate through the college aid process:


  1. understanding the aid steps
  2. searching scholarships
  3. viewing financial aid charts
  4. finding college aid options
  5. getting extra needed aid
  6. managing your money
print aid navigation map
 
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About SayStudent.com
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Private Student Loans and Student Financial Aid

Do you need money for college or other higher education (i.e., private student loans and other student loans)? Simply consult our student financial aid charts to find financial aid information for undergraduates, graduate students, parents of students and continuing education students.

Our financial aid charts summarize the financial aid options that include scholarships, grants, work-study programs, student loans, PLUS loans, summary information about private student loans, home equity loans for education (introducing the "bank equity program" for financing college) and other student aid options.

We also have a number of student loan tools and tips to help manage your financing. Start with our financial aid reviews for starting a college budget, reducing college costs, understanding the financial aid process, calculating borrowing costs, downloading our tools, reviewing the financial aid process, viewing student income ideas and much more. Our aid tips include a set of questions that address financial aid issues.

And when you are ready to apply for student loans and other financial aid, make a simple click to get matched with the right financing source for your needs.

We've posted a number of financial aid articles that delve deep into financial aid planning. Be sure to visit our student library for smart financial aid decisions...